Who writes for The Rates Guy
The Rates Guy currently runs with a single editor on the masthead. Every story carries a real byline, every story links to Pedro Mendoza, and every byline is verifiable. No anonymous staff. No ghostwritten city pages. If the page does not name a person, it does not get published.
How we welcome contributors
The desk is open to credentialed California auto-insurance professionals — licensed producers, claims adjusters, underwriters, defensive driving instructors, consumer advocates — who want to contribute reported pieces or technical reviews. Pitches go to editor@theratesguy.com. Background, license number, and a sample of prior writing help. Lived California-market experience matters more than a national resume.
Spanish-speaking and Latino driver coverage
California is roughly forty percent Hispanic or Latino, and Spanish is the second most-spoken language in the state. The Rates Guy treats Spanish-speaking and Latino driver coverage as core editorial responsibility, not an afterthought. That means accurate reporting on filings that affect mixed-status households, non-owner and SR-22 lanes that disproportionately serve immigrant communities, and ZIP-level rate spreads in majority-Latino cities. If a city guide reads like it was written about California without ever visiting California, it does not get published.